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  • Substitute Facts for Appearances and Demonstrations for Impressions
    massive challenges in implement-ing the Affordable Care Act, I like to think about the bright side. This ... first ex- posed to this topic when moving from a direct writing company to the world of individual life ...

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    • Authors: James Filmore
    • Date: Oct 2013
    • Competency: Strategic Insight and Integration>Effective decision-making; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Product Matters!
    • Topics: Experience Studies & Data>Mortality; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Pricing - Life Insurance; Reinsurance>Pricing - Reinsurance
  • The Blurring of the Line Between Group and Individual Insurance
    stresses a balance and a spreading of risk. A primary group insurance consideration is that the individual ... of one percent of premium on large cases, The primary market for group insurance has been an employer ...

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    • Authors: Gerald A Levy, Alan W Sibigtroth, David Vanderscoff, Dennis J Whimpey
    • Date: May 1981
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Underwriting - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Public Policy
  • Relationship of IRR to ROI on a Level Term Life Insurance Policy
    IL. BY THE SOCIETY OF ACTUARIES O ne of the primary pricingmeasures for individual lifeinsurance products ... Commissions and expenses (both direct and ceded) • Required capital based on direct premiums To examine the ...

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    • Authors: Wayne Stuenkel
    • Date: Sep 2002
    • Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: The Financial Reporter
    • Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]; Life Insurance>Pricing - Life Insurance
  • Highlights of May 2013 Life & Annuity Symposium
    that reinsurance is ceded to affiliates of the direct companies. This means twenty- eight percent of ... average select period was shorter for Long- Term Care companies as compared to Life compa- nies (comparison ...

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    • Authors: James Filmore, Kurt Guske
    • Date: Oct 2013
    • Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance
  • Experience-Rating Group Life Insurance
    while the entire portfolio remained profitable. If care was taken by the actuary to develop as unbiased ... pure accounting method does not provide for a direct recovery of the deficit. In policy years following ...

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    • Authors: John C Angle, William A Bailey, Application Administrator, Theodore W Garrison, Hans U Gerber, Donald A Jones, Edward J Porto, William J Schreiner, Myron Henry Margolin, James E Jeffrey
    • Date: Oct 1974
    • Competency: Technical Skills & Analytical Problem Solving>Incorporate risk management; Technical Skills & Analytical Problem Solving>Problem analysis and definition; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Transactions of the SOA
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Group plans - Life Insurance; Modeling & Statistical Methods
  • Asset-Liability Management and Product Pricing In A Low-Interest-Rate Environment
    average five-year Treasury. We think that's the primary cause. A better test would be to find out if this ... do this. A lot of people in your company have direct incentives tied to sales. You're not going to make ...

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    • Authors: Henry Ramsey, Kimberly Curley, David Weinsier, Kimberly Roalkvam
    • Date: Jun 2004
    • Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Pricing - Annuities; Enterprise Risk Management>Risk measurement - ERM; Life Insurance>Pricing - Life Insurance
  • Analysis of the Rapidly Expanding Company
    ingenious, and provocative, but not of as much direct use to me as I hoped, although certain modifications ... impressive as those shown. I assume that the primary purpose of including this table is to support ...

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    • Authors: Mohamed F Amer, James C Hickman, J Bruce MacDonald, Peter L J Ryall, Bert A Winter
    • Date: Mar 1963
    • Competency: Strategic Insight and Integration>Influence decisions; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Transactions of the SOA
    • Topics: Finance & Investments>Capital management - Finance & Investments; Life Insurance>Pricing - Life Insurance; Public Policy
  • The Cost of Recent Additional Mortality under Group Conversions
    over-all average cost in use becomes $69.") The primary objective of this paper is the evaluation of the ... affect the excess cost of group conversions, great care needs to be exercised in interpreting a developing ...

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    • Authors: Russell M Collins, Rea B Hayes, Paul H Jackson, Julia Augusta Oldenkamp, Frederick S Townsend, Julius Vogel, Edward A. Lew, Louis Levinson, Garnett E Cannon, George C Campbell, W Rulon Williamson, Milton J. Wood, Guy W. Pickering, Fred H Holsten
    • Date: Oct 1962
    • Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Transactions of the SOA
    • Topics: Experience Studies & Data>Mortality; Life Insurance>Pricing - Life Insurance; Modeling & Statistical Methods
  • Considerations for Indexed Universal Life under PBR
    Considerations for Indexed Universal Life under PBR The article highlights key considerations ... costs, and policyholder behavior modeling are primary considerations for companies when evaluating the ...

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    • Authors: Ye Yang, Erzhe Zhang, Nicholas Dunn
    • Date: Dec 2017
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>Actuarial theory in business context; Professional Values>Practice expertise; Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Problem analysis and definition; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: The Financial Reporter
    • Topics: Financial Reporting & Accounting>Statutory accounting; Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
  • Mortality Improvement: The Ultimate Onion
    Mortality Improvement: The Ultimate Onion Identifies current trends and considerations when setting ... It is widely known that changes in cardiovascular care has been a major driver in mortality improvement ...

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    • Authors: Jay Biehl, Edward Hui
    • Date: Nov 2018
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context; External Forces & Industry Knowledge>External forces and business performance; Strategic Insight and Integration>Big picture view; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Reinsurance News
    • Topics: Demography>Mortality - Demography; Demography>Longevity; Demography>Population data; Experience Studies & Data>Mortality; Life Insurance>Pricing - Life Insurance; Modeling & Statistical Methods>Forecasting; Predictive Analytics; Reinsurance>Life reinsurance; Reinsurance>General reinsurance